It’s that time of year again. Ads heralding back-to-school sales have been running for almost a month already, so yes, it’s time to pack the kids into the car for a day (or two or three…) of shopping for clothes, supplies, gadgets, gizmos and all the must-haves for the new school year. If you plan well, it doesn’t have to be such a time and money vacuum and if you take the right approach, it’s actually a great opportunity to pass on some money management lessons in context, which is really the most effective way to teach children. Continue reading “Back to School Shopping: Saving Money and Teaching Your Kids Smart Spending Habits” »

The new mortgage lending rules announced last week are effective Monday, July 9, 2012. This means that your Clients still have time to take advantage of some of our unique refinancing options up to 85%:

XCEED XTRAGREEN™ Mortgage

Clients can refinance to add value to their home with eco-upgrades like new windows or energy-efficient appliances. XCEED XTRAGREEN™ refinance also covers debt aquired via car loan towards the purchase of a hybrid or electric car. Low interest rates (posted less 5 BPS) means more Green at home and in their wallets!

XCEED PREP™ Mortgage

PROMOTING RESPONSIBLE EDUCATION PLANNING

Clients receive $500 cash-back towards contribution to a Registered Education Savings Program (RESP).

XCEED RRSP Mortgage

Clients receive a $500 cash-back from XCEED towards a Registered Retirement Savings Program (RRSP).

XCEED Simplicity Mortgage

The best fit for Clients looking for a longer-term solution, Simplicity is priced at posted less 20 BPS and offers flexible payment options and 10/10 prepayment privileges.

30 year amortization available on these XCEED

refinance solutions until Monday, July 9, 2012.

Please note that effective immediately and for the foreseeable future, we have changed rate reductions on XCEED XTRAGREEN Mortgage™ by 5 BPS and removed discounts from XCEED RRSP Mortgage and PREP Mortgage™.

Download brochure here or order some for your office